Loan Programs
There are a variety of loan programs and assistance options available to buyers, including special programs for veterans, first responders, and public servants. The resources below are provided to help you explore what may be available to you. Eligibility and program details can change, so buyers are encouraged to confirm details directly with lenders or program administrators.
The information on this page is provided for general educational purposes only and does not constitute financial, legal, or lending advice. Loan programs, eligibility requirements, and availability are subject to change. Buyers are encouraged to consult directly with qualified lenders and program administrators to determine eligibility.
When you click on the “Get Approved Now” link on the right, you will be redirected to the Blanco Mortgage Company loan application. Please complete this application as soon as you can in the process. This way, we can ensure we are showing you properties in the price range that is right for your budget.
One great thing about our underwriting team is that we can often set up a closing date in 30 days or less when you are able to get us the required documents very early in our process! This is unheard of in the industry and is something we are very proud to offer.
Plan to have copies available to us of the last two months of pay stubs, any open loans and credit card balances, retirement account statements/verification of funds, bank account statements, plans for how you will pay for your down payment, investment account statements, and other documentation proving credit worthiness.
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VA loans are a powerful benefit for eligible veterans, active-duty service members, and some surviving spouses
$0 down option
Competitive interest rates
No PMI
Huge benefit many veterans underestimate
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Neutral, trusted source
Explains loans, closing costs, and mortgage terms
Protects you from “financial advice” liability
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Down payment assistance programs
First-time buyer programs
State-backed loan options
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County-specific assistance
Income-based programs
Local grants (availability varies)
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Program availability is limited and subject to location, eligibility, and HUD inventory.
HUD program
50% discount on select HUD homes
Eligibility + location-specific
Live-in requirement
https://www.hud.gov/program_offices/housing/sfh/reo/goodneighbornextdoor
Loan Details
To begin your mortgage application, click the button to the left!

